U.S. Bank Online BankingAbout Online Banking

With U.S. Bank Online Banking, you'll enjoy many time-saving account management features, including:

  • Expanded Transaction History - access up to 2 years of transactions - building to 5 years.
  • Search Functionality - search through your transaction history by date, transaction type, description or amount.
  • More Online Statements - over 2 years of Online Statements - building up to 7 years.

Log in or enroll today.

 


Account Transactions
  • Click to Show/Hide Make a payment to your account
  • With Online Banking, you have the flexibility to make a same-day payment, schedule a future payment or sign up for AutoPay, where your payment is scheduled on the same day each month. You can use a U.S. Bank checking account or an external account to make payments to your credit card. If you choose to set up an external payment account, it only needs to be set up once for all future payments.

    To make a payment:

    1. Log in to Online Banking.
    2. Under the "Transfers and Payments" tab, select "Pay My Account."
    3. Select the Account you are paying, and the Account you are paying from.
    4. Select the frequency, either Once for a onetime payment, or Recurring to set up AutoPay.
    5. Complete the remaining payment information and select Continue.
    6. Review the payment details and click Submit.

    The cut-off time for same day Web (non-AutoPay) payments varies but generally ranges between 5 pm and 8 pm CT. Please contact Cardmember Service if you have questions about your applicable cut-off time.

    Or, you can make a payment using your mobile phone, see Mobile Banking below.

     

  • Click to Show/Hide Transfer a Balance
  • To request a balance transfer:

    1. Log in to Online Banking.
    2. Select your Credit Card Account from the home page.
    3. Select "Request a Balance Transfer" from the left navigation.
    4. Select your Account and click Next.
    5. Click "Transfer a balance from another credit card."

    Note: Mileage not awarded for Balance Transfers.

  • Click to Show/Hide Order Convenience Checks
  • Online convenience checks allow you to transfer balances or make payments to someone, and the amount will be billed to your Card. You can request that a booklet of checks be mailed directly to you.

    To request convenience checks:

    1. Log in to Online Banking.
    2. Select your Credit Card Account from the home page.
    3. Select "Request a Convenience Check" from the left navigation.
    4. Select your Account and click Next.
    5. Click "Order a booklet of Convenience Checks."
    6. Follow the simple instructions to request a Convenience Check.

    Note: Mileage not awarded for Convenience Checks.

  • Click to Show/Hide Request a Credit Limit Increase
  • To request a credit limit increase:
    1. Log in to Online Banking.
    2. Select "Self Service" under the "Customer Service" tab.
    3. Select "Manage Your Credit Account."
    4. Select "LANPASS Visa® Card."
    5. Select "Credit Limit Increase" and follow the easy steps to submit your request.

    Alternatively, you can contact LANPASS Visa Cardmember Service at 800-274-7200 to request a credit limit increase.

Account Preferences
  • Click to Show/Hide Stay informed with Account Alerts
  • Account Alerts notify you of important account activity, such as a low available balance or when a payment is due. You can set-up these alerts and select where you would like an email or text message notification delivered. Standard text messaging rates may apply from your mobile carrier.

    The following alerts are available:

    Statement and Payment Alerts

    • Online Statement Available
    • Payment Due
    • Payment Overdue
    • Payment Posted

    Account Balance Alerts

    • Available Credit
    • Balance Exceeds Defined Amount

    Transaction Alerts

    • Suspicious Transaction
    • Transaction Dollar Amount
    • Credit Posted
    • Debit Posted
    • Card Not Present
    • International Transaction
    • ATM Cash Withdrawal
    • Declined Transaction
    • Gas Station Purchase

    To set up Account Alerts:

    1. Log in to Online Banking.
    2. Select "My Alerts" under the "Customer Service" tab.
    3. Click "Add Alerts" next to your Card account.
  • Click to Show/Hide Help stop potential fraud with Security Alerts
  • Security Alerts notify you when sensitive personal information like an ID or address changes. These alerts do not require any set-up and are automatically delivered to your primary email address.

    You will be notified when the following events occur:

    • Address or phone number changes
    • Primary email address changes
    • Online Banking ID or Password changes
    • Online Banking ID and Password were disabled due to multiple, incorrect login attempts
    • Login Assistance was requested to provide your Online Banking ID
    • ID Shield Changes (including setup, questions and answers or  image/sound and phrase changes)

    HOW TO CHANGE WHERE SECURITY ALERTS ARE DELIVERED

    To change your primary email address:

    1. Log in to Online Banking.
    2. Select Edit Profile under your name and email address.
    3. Click "Edit" next to Primary Email information.
  • Click to Show/Hide Overdraft Protection Preferences
  • U.S. Bank overdraft protection protects your U.S. Bank Checking account from costly overdrafts by automatically transferring cash to it from your Credit Card account. 

FlexControl
  • Click to Show/Hide What is FlexControl?
  • With FlexControl, you have the flexibility to pay off everyday purchases in full, accelerate payments to help pay down a balance more quickly, or pay off larger purchases over time. Choose FlexControl Essentials or Accelerator to manage your payments and save on interest.
  • Click to Show/Hide FlexControl Essentials
    • Choose up to seven everyday Essentials categories (like gas, groceries, dining or bill payments) to pay in full monthly.
    • Pay no interest on your chosen Essentials categories when they're paid in full each month, which happens automatically once you've enrolled.
    • Select your preferred monthly Essentials payment date.
    • Retain your ability to carry a balance on your card for larger purchases or unexpected expenses.
  • Click to Show/Hide FlexControl Accelerator
    • Make accelerated payments to reduce your credit card balance and save on interest charges.
    • Choose an amount you're comfortable with to add to your minimum payment - we'll track these incremental payments on your statement and show you the interest you're saving.
    • Choose a payment frequency that fits your finances (monthly or weekly).
    • After you set up your Accelerator payments, you can adjust them online any time.

Mobile Banking
  • Click to Show/Hide iPhone
  •  

    You have the coolest phone, so why not pair it with the coolest banking app? Drop what you’re doing and get the new U.S. Bank Mobile App for iPhone!1 

    • Make a payment - Pay your LANPASS Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the bar code to download the application.2
    • Visit the app store on your phone and search for “US Bancorp”.

              

    The U.S. Bank Mobile App is free to download. Your mobile carrier may charge access and messaging fees depending upon your individual plan. Check with your carrier for specific fees and charges.

  • Click to Show/Hide Android
  •  

    Your phone can do almost anything — that includes running the best banking app around. Find out for yourself. Get the new U.S. Bank Mobile App for Android!1 

    • Make a payment - Pay your LANPASS Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the bar code to download the application.2 
    • Visit the app store on your phone and search for “US Bank Mobile”.

             

    The U.S. Bank Mobile App is free to download. Your mobile carrier may charge access and messaging fees depending upon your individual plan. Check with your carrier for specific fees and charges.

  • Click to Show/Hide BlackBerry
  •  

     

    Your BlackBerry is always by your side — make it even better by downloading the best banking app around. Get the new U.S. Bank Mobile app for BlackBerry!1 

    • Make a payment - Pay your LANPASS Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the bar code to download the application.2 
    • Visit the app store on your phone and search for “US Bank Mobile”.

              

    The U.S. Bank Mobile App is free to download. Your mobile carrier may charge access and messaging fees depending upon your individual plan. Check with your carrier for specific fees and charges.

  • Click to Show/Hide Other Phones
  •  

    If your phone can access the web, you can enjoy the convenience of mobile banking.1 Just type usbank.com into any Web-enabled mobile phone, then log in with your Personal ID and Password.

    • Make a payment - Pay your LANPASS Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Getting Started

    Type m.usbank.com into any Web-enabled mobile device, then log in to U.S. Bank Mobile Banking.

Additional Features
  • Click to Show/Hide Spend Analysis
  • With your Online Banking spend analysis, you can download a year-to-date summary for the current year, or an annual account summary for the two previous calendar years.

    To access the spend analysis:

    1. Log in to Online Banking.
    2. On the My Accounts page, click the “View Spend Analysis” link under your Card.

    Note: Data is loaded on a monthly basis and should be available by the 5th business day of the month. If you are attempting to access a new account, the account must go through one statement cycle before the data will become available.

  • Click to Show/Hide Request a Cardmember Agreement
  • To request a copy of your Cardmember Agreement:

    1. Log in to Online Banking.
    2. Select "Self Service" under the "Customer Service" tab.
    3. Select "Manage Your Credit Account."
    4. Click on "LANPASS VisaŽ Card."
    5. Select "Request A Cardmember Agreement" and follow the easy steps to submit your request.

    Your agreement will be mailed to you within 7-10 business days.

  • Click to Show/Hide Download transaction data
  • It's easy to download your transaction data into Quicken® or Microsoft® Excel formats.

    To download transaction data in the new Online Banking site:

    1. Log in to Online Banking.
    2. Select your Credit Card Account from the home page.
    3. Select "Download Transactions" in the Account Activity section. 
    4. Select the date range.
    5. Select the download file type.
    6. Click "Download Transactions."
  • Click to Show/Hide Enjoy the convenience of Mobile Banking
  • Safely and securely get what you need, no matter where you are. As an Online Banking customer, you are already enrolled and can use your existing log in information to access this free1 service.

    Mobile Banking allows you to:

    • Access your account information
    • Transfer funds between your U.S. Bank accounts
    • Find branch locations and ATMs

    To access Mobile Banking type m.usbank.com into the browser of your web-enabled mobile device and view your accounts today!

    Mobile Banking offers the same safety and security as Online Banking. We guarantee the highest level of online security to our customers. Learn more about our Privacy Pledge.

Online Banking is very secure and we will cover any losses if there's ever any unauthorized use of your account.3 We guarantee that every scheduled payment will be processed and applied to your account on time, or we will cover any related fees.4 It is called our Online Banking Risk Free Guarantee.

Not an Online Banking customer yet? Enroll Now!


We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

©2017 U.S. Bank National Association. All rights reserved.

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.

Accounts must be open and in good standing to earn miles. Upon approval, please refer to your Cardmember Agreement for additional information.


1 U.S. Bank does not charge a fee for mobile banking. See your account agreement(s) for terms and conditions and standard account fees that may apply to your account(s). Standard messaging and data fees may apply. Check with your carrier for details on specific fees and charges.
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2 The bar code will take you to the application store for your phone which has its own privacy and information security policies.
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3 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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4 Payments are guaranteed as long as accounts are sufficiently funded, all payment information is entered correctly and the payment is scheduled to arrive by its due date.
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